:root{--navy:#0f2238;--navy2:#1b3a5c;--green:#14866d;--green2:#0d6b57;--ink:#1c2733;--muted:#5b6876;--soft:#f3f6f9;--line:#dfe6ec;--warn:#fff8e6;--warnline:#e9c46a}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--green2)}
a:hover{color:var(--navy)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}
.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:9}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 28px;padding-top:14px;padding-bottom:14px}
.brand{font-weight:800;font-size:1.35rem;letter-spacing:.02em;color:#fff;text-decoration:none}
.brand span{color:#5fd4b6}
nav.main{display:flex;flex-wrap:wrap;gap:4px 18px;font-size:.95rem}
nav.main a{color:#d8e4f0;text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
nav.main a:hover,nav.main a.on{color:#fff;border-bottom-color:#5fd4b6}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:56px 0 52px}
.hero h1{font-size:clamp(2rem,4.6vw,3rem);line-height:1.12;margin:0 0 14px;max-width:760px}
.hero p{max-width:640px;color:#cfdcea;font-size:1.12rem;margin:0 0 22px}
.btn{display:inline-block;background:var(--green);color:#fff;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:6px;font-size:.98rem}
.btn:hover{background:var(--green2);color:#fff}
.btn.alt{background:transparent;border:1px solid #8fb0cf;margin-left:8px}
.btn.alt:hover{background:#fff;color:var(--navy)}
main{padding:36px 0 56px}
article{max-width:760px;margin:0 auto}
article h1{font-size:clamp(1.8rem,4vw,2.5rem);line-height:1.15;margin:0 0 10px;color:var(--navy)}
article h2{font-size:1.5rem;line-height:1.25;margin:2.2rem 0 .6rem;color:var(--navy)}
article h3{font-size:1.15rem;margin:1.6rem 0 .3rem;color:var(--navy2)}
article p,article li{color:#27323f}
.meta{color:var(--muted);font-size:.92rem;margin:0 0 18px}
.lead{font-size:1.15rem;color:#33414f}
.notice{background:var(--warn);border:1px solid var(--warnline);border-left:5px solid var(--warnline);padding:12px 16px;border-radius:4px;font-size:.93rem;margin:20px 0}
.aff{background:var(--soft);border:1px solid var(--line);padding:10px 14px;border-radius:4px;font-size:.9rem;color:var(--muted);margin:0 0 22px}
.tool{border:1px solid var(--line);border-left:5px solid var(--green);border-radius:6px;padding:16px 20px;margin:16px 0;background:#fff}
.tool h3{margin:0 0 4px}
.tool p{margin:.3rem 0}
.tool .go{display:inline-block;margin-top:4px;font-weight:700;font-size:.92rem}
.pill{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:#e5f4ef;color:var(--green2);padding:2px 8px;border-radius:99px;margin-left:8px;vertical-align:middle}
table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.95rem}
th,td{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}
th{background:var(--soft);color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:8px 0 8px}
.card{display:block;border:1px solid var(--line);border-top:4px solid var(--green);border-radius:6px;padding:18px 18px 16px;text-decoration:none;color:var(--ink);background:#fff;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 8px 22px rgba(15,34,56,.12);transform:translateY(-2px);color:var(--ink)}
.card h3{margin:0 0 6px;color:var(--navy);font-size:1.12rem}
.card p{margin:0;font-size:.93rem;color:var(--muted);line-height:1.5}
.band{background:var(--soft);padding:34px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:34px}
.two ul{padding-left:20px;margin:6px 0}
.figs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}
.figs figure{margin:0;border:1px solid var(--line);border-radius:6px;padding:10px;background:#fff;text-align:center}
.figs figcaption{font-size:.85rem;color:var(--muted);margin-top:4px}
.book{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding:14px 0}
.book h3{margin:0}
.book p{margin:.2rem 0 0;font-size:.95rem}
.book>a{display:inline-block;align-self:center;white-space:nowrap;background:var(--green);color:#fff;text-decoration:none;font-weight:700;font-size:.85rem;padding:9px 14px;border-radius:6px}.book>a:hover{background:var(--green2);color:#fff}
footer.site{background:#0a1827;color:#9fb2c6;font-size:.88rem;line-height:1.65;padding:30px 0 44px}
footer.site a{color:#7fd9c0}
footer.site p{margin:0 0 10px;max-width:860px}
@media(max-width:820px){.cards,.two,.figs{grid-template-columns:1fr}.book{flex-direction:column}.btn.alt{margin:10px 0 0}}